SC Student Loan — Teacher / Career Changers Loan Mockups

SC SC Student Loan Teacher / Career Changers Loan Program

Borrower experience

Online loan application & borrower portal

User account sign-in reuses existing screens. Pre/post-submission processing is handled after the front end.

✓Eligibility

✓Identity

3Your information

4School & loan

5Teaching plans

6Disclosures

7Review & submit

Step 3 · Your information

REQ 3

Social Security number*

Date of birth*Cannot be a future date.

Are you a Teaching Fellow recipient?*

First name*

Middle initial (optional)

Last name*

Suffix (optional)

Permanent mailing address*PO Boxes are valid.

City*

State*

ZIP + 4*

Phone number*

Phone type*

Home Cell

Email address*

TCPA consent (required for cell). I consent to receive autodialed/prerecorded calls and texts at the cell number above. If consent is not given, the applicant cannot proceed. TCPA language provided by SCSL.

Driver’s license state*

Driver’s license #*

Gender (optional)

County code*Custom list.

Citizenship*

Alien ID (required for Permanent Resident)

Non-citizens are not eligible for this loan program and cannot proceed.

✕ A selection on this page makes you ineligible to continue.

Step 4 · School & loan request

REQ 5

State of school*

School you are attending* Only schools set up in the system and in the selected state are listed.

Intended enrollment status*

Loan term* Assistance is not available for Summer terms.

Anticipated graduation date* Year cannot be in the past.

Cost of attendance (COA) ?

Prefilled from selected school; editable.

Estimated financial aid* ?

Difference ?

Requested loan amount* ?

Must request at least $100 to apply.

ⓘ

COA and Estimated Financial Aid prefill the Self-Certification form. The certification-sent indicator is set by school: Clemson → electronic, USC → paper, unknown school → paper. REQ 15

Step 5 · Tell us about your teaching plans

REQ 6 · 7

Did you participate in the SC Teacher Cadet Program?*

Have you previously been certified to teach?*

Current certified subject area* Shown only when previously certified. If certified, “I plan to teach” is restricted to a critical subject area.

I plan to teach in (check all that apply)*

A critical geographic area ? A critical subject area

Critical subject area* Custom list, specific to the academic year.

You are not eligible for this loan. You must be seeking an initial certification in a critical subject area for which you are not already certified.

Career Changers questions Shown only if Career Changers selected · REQ 7

At least 3 years since you completed your baccalaureate degree?

Completion date (if Yes)

Employed as an instructional assistant in an SC public school?

Employed for at least 3 years?

✓

You meet the Career Changers requirement (2 of 3 answered “Yes”).

⚠

You are not eligible for a Career Changers loan. We will process this loan request as an SC Teachers Loan.

You did not answer “Yes” to at least 2 of the 3 Career Changers questions, and a Teacher Loan was not selected, so you are not eligible to proceed.

✕ A selection on this page makes you ineligible to continue.

Step 7 · Review & submit

REQ 9

Applying forTeacher / Career Changers

SchoolClemson University

Loan termFall/Spring 2026–2027

Requested$10,000.00

Authorize & submit. I have read and agree to the Terms & Conditions and authorize SCSL to process this application. Exact verbiage pending; may be handled via Terms & Conditions.

Loan status

REQ 19Pending certification

Submitted

ID & OFAC

Documents signed

School certification

Approved

Disbursed

ⓘ

Application APP-2026-004871 · Clemson University · Requested $10,000.00. Your application is being reviewed; you can complete your remaining documents below.

Documents to sign REQ 17

You have documents that need your signature. Signing requires identity authentication. If authentication fails or you decline e-sign, download, wet-sign, and upload them.

Promissory NoteAction needed

Self-Certification FormAction needed

Approval DisclosureAction needed

Upload documents REQ 23

Accepted file types: PDF, TIF. Files are virus-scanned on upload.

Proof of identity

Proof default clearedRequired

Wet-signed Promissory Note

Wet-signed Approval Disclosure

Wet-signed Self-Cert form

Other

In-application disclosures REQ 21

Documents you acknowledged during your application.

E-Communications Election

Mobile Communications Election

Secondary Mobile Communications

SMS / Text Message Election

ASD

E-Sign Election

Terms & Conditions

Post-submission documents REQ 22

Signed and unsigned versions are retained.

ASD

Self-Certification DisclosureSigned

Approval DisclosureUnsigned

Final Disclosure

Promissory NoteUnsigned

Change password REQ 24

Changes are recorded in the backend with the user and timestamp for underwriter and audit visibility.

Current password

New password

Confirm new password

Change mailing address REQ 25

New address, user, and date are written to the backend for audit visibility.

Address

City

State

ZIP + 4

Live Application & Solicitation Disclosure

REQ 111 · Finance Charge Formula tabComputed from inputs

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This is the ASD template with merge fields populated live. Adjust the loan inputs and the rate box, fee lines, and the four-option Loan Cost Examples table recompute using the workbook’s finance-charge formula. Highlighted values are the merge fields that the blank template (in the View modal) leaves as {…}.

Requested amount (P)

Lowest APR %

Highest APR %

In-school months

Origination fee %

Application and Solicitation Disclosure

{Borrower Name and Address}

Lender:
South Carolina Student Loan Corporation
PO Box 8509, Columbia, SC 29202
800-347-2752 · scstudentloan.org

Loan Interest Rate & Fees

Your interest rate will be between

6.75% and 9.50%

After the starting rate is set, it will be fixed for the term of the loan.

Your Interest Rate
The interest rate you pay will be determined after you apply. It will be based upon your credit history, the repayment term you choose, your academic record, and other factors. If approved, we will notify you of the rate you qualify for within the stated range.

Your Interest Rate — during the life of the loan.
Your rate is fixed. This means that your rate will not increase or decrease for the life of the loan.

Loan Fees

Application Fee: $0.00

Origination Fee: $0.00

Late Charges: If a payment or any portion of a payment is not paid within 15 days of its due date, you agree to pay, as a late charge, the greater of $5 or 5% of the amount due but was not paid in full, up to the maximum permitted by applicable law.

Returned Item Fee: $0.

Loan Cost Examples

The total amount you will pay for this loan will vary depending on when you start to repay it. This example provides estimates based upon a single repayment option and four (4) different loan term options available to you.

Repayment Option (while enrolled in school)	Amount Provided (directly to you or your school)	Interest Rate (highest possible starting rate)	Loan Term (how long you have to pay off the loan)	Total Paid over life of loan (includes associated fees)

About this example

This repayment example assumes that the student has a Deferment Period that includes four (4) years of deferred payments while in school plus a 6-month Grace Period before entering the Repayment Period. It is based on the highest starting rate currently charged and associated fees, if any.

School portal · Education Department

DOE certification — Section 2

Dr. M. Alvarez · Education Dept
alvarez@clemson.edu · DOE role

Applications awaiting DOE certification

REQ 28 · 30

APPID	Applicant	SSN	Loan period	Needs
APP-2026-004871	Jordan Pierce	•••-••-4821	08/01/2026 – 05/31/2027	DOE
APP-2026-004863	Taylor Nguyen	•••-••-9043	08/01/2026 – 12/31/2026	DOE
APP-2026-004902	Sam Whitfield	•••-••-1175	01/01/2027 – 05/31/2027	DOE

Worklist shows applications in Incomplete or Pending Certification status where the DOE certification date is blank. Display fields: APPID, applicant name, masked SSN (last 4), loan period begin/end.

Mockup · DOE role resolves Section 2 only. Section 3 (FAO) is not visible to this role.

School portal · Financial Aid Office

FAO certification — Section 3

R. Bell · Financial Aid Office
rbell@clemson.edu · FAO role

Applications awaiting FAO certification

REQ 28 · 29

APPID	Applicant	SSN	Loan period	Needs
APP-2026-004871	Jordan Pierce	•••-••-4821	08/01/2026 – 05/31/2027	FAO
APP-2026-004858	Avery Brooks	•••-••-3390	08/01/2026 – 05/31/2027	FAO

Worklist shows applications in Incomplete or Pending Certification status where the FAO certification date is blank.

Section 3 · Financial Aid certification — APP-2026-004871Jordan Pierce

APPIDAPP-2026-004871

ApplicantJordan Pierce

SSN•••-••-4821

SchoolClemson University (003425)

Loan period begin*

Loan period end*

Student grade level*

Anticipated graduation date*

Enrollment status* Options follow the system application. “N/A” removed.

SC resident?* “N/A” removed.

Certified amount*

Disbursements — 1 to 4 dates · date, amount, hold/release

Date

Amount

H/R

Date

Amount

H/R

Academic detail

High school class rank (1st-yr freshman only)

SAT or ACT (1st-yr freshman only)

Only one score required.

GPA (all except 1st-yr freshman)

ⓘ

Most certification data arrives via the CommonLine AppSend file. This portal collects the fields CommonLine does not support and applies the FAO certification. On submit, the application review process runs. REQ 27 · 29 · 31

Mockup · FAO role resolves Section 3 only. Section 2 (DOE) is not visible to this role.

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